Health Insurance is a SCAM
Let’s talk about something that a lot of people are thinking, but few are saying out loud: health insurance is not health care—and for many of us, it’s become a major barrier to both affordability and quality.
When the Affordable Care Act (ACA, also known as Obamacare) was passed, it promised better access and lower costs. In reality, it did the opposite for many Americans. It allowed insurance companies to make up to 15% profit, capped by law—but that created a dangerous incentive. If they can only make 15%, the only way to increase their profit is to raise your premiums. And they have—dramatically. Meanwhile, the quality of care has declined, with shorter visits, longer wait times, and a focus on codes and billing rather than actual healing.
Insurance companies are not in the business of health—they’re in the business of denial. The more claims they deny, the more money they make. They decide what’s "medically necessary" without ever meeting you or understanding the nuance of your condition or the kind of medicine you need. They set the rates. They choose the treatments. And often, they force providers to spend hours fighting to get paid for work they've already done.
What’s even more frustrating? If you’re insured, you often pay more. Doctors who work directly with uninsured patients can offer transparent pricing—and patients can often negotiate or bundle services based on need. But when insurance is involved, prices are inflated, billing gets complicated, and the care suffers.
As a private provider, I work outside that system for a reason. I don’t get patients through insurance directories—I get them through word of mouth, because of the time, care, and results I offer. I spend two hours on my initial visits because that’s what it takes to get to the root of your concerns—not just to manage symptoms, but to create real, lasting change.
Insurance doesn’t support that kind of work. It supports volume-based, prescription-first medicine—medicine that’s built for profits, not people.
So here’s something to consider: instead of paying thousands each year into a system that dictates your care and limits your options, what if you invested that money directly into your health? Into care that sees you as a whole person, listens deeply, and works with your body rather than against it? Stepping outside of the centralized medical model can be one of the most empowering choices you make—because real healing isn’t dictated by policy, it’s guided by partnership.
